Last updated: October 8, 2026
Use of the tools
toools4us.com provides free calculators for informational and educational purposes only. Results are estimates and must not be treated as tax, legal, financial, or accounting advice.
Accuracy of figures and updates
Our calculators use simplified federal tax rules and contribution limits for 2026, such as tax brackets, standard deductions and Social Security wage limits. These figures are updated when new official guidance is published, but there may be a delay, and a calculator cannot account for every personal circumstance. Always confirm important decisions with the IRS, your employer or a licensed professional.
No warranty
The tools are provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any calculation, and tax rules change over time.
Limitation of liability
To the fullest extent permitted by law, toools4us.com is not liable for any loss or damage arising from reliance on information provided by this site.
Acceptable use
You agree not to misuse the site, attempt to disrupt its operation, or scrape content without permission.
Intellectual property
The text, design, calculators and code on toools4us.com are owned by the site or its licensors and are protected by copyright. You may use the calculators for personal, non-commercial purposes and may quote short excerpts with a link back to the source. You may not copy, republish or resell substantial portions of the site without written permission.
Third-party links and advertising
The site may contain links to third-party websites and may display advertisements served by third parties, including Google. We do not control those sites or advertisers and are not responsible for their content, products or privacy practices. Inclusion of a link or advertisement is not an endorsement.
Availability and changes to the tools
We may change, suspend or discontinue any calculator or part of the site at any time without notice. We do not guarantee that the site will always be available or free of errors.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.
Contact
Questions about these terms can be sent to info@toools4us.com or through the Contact Us page.